Frequently asked questions

Post-settlement funding is when a company gives you money right away in exchange for a right to receive a portion of your financial settlement once paid. You get money immediately to pay bills and pay nothing back until you get money from the settlement of your claims. If you do not get recover money from your claims, you never have to pay anything back to the legal funding company (the official term for this is “non-recourse”). Post-settlement funding is sometimes called consumer legal funding, This type of legal funding is not a loan; there is no debt, no monthly payments, and no risk of collections calls or wage garnishments. Any money paid to the legal funding company comes only out of the proceeds of the settlement, never out of your pocket.

Nearly all cases are qulified, as long as it is "Post-Settlement".

Pre-Settlement is when a case has not yet been settled between the parties. Post-Settlement cases are after both parties agreed to settle, signed ducuments and awaiting payment of the funds.

Non-recourse means you are not on the hook if the defendant fails to pay the settlement agreement. Settlement Fundings purcahses a portion of your settlment. Because it’s a purchase, qualifying for funding isn’t based on your credit score (like loans are), and it can never put you into collections (like loans can). Because it’s a purchase, if you lose your case, you owe us nothing.

No. Since it’s a purchase not a loan, qualifying for funding isn’t based on your credit score, and it can never put you into collections.

No. Funds will be paid directly from the proceeds of the case settlement.

Each case rate is determined based on many factors. Once we review the case (for free) we will get back with the rate and fees which are tailored for the specific case.

This is a great question, and we're glad you asked! Settlement Fundings are efficient and quick to deliver. But are biggest advantage is the funding rate, we offer funds at much lower rates than industry standrd. Much Lower!